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Posts Tagged ‘Fall River’

Summer Heat Safety Tips That Will Protect Your Kids & Pets!

When the sun is in the sky and the weather is heating up in Fall River and the South Coast, most people think of fun days at the beach splashing in the water or relaxing with a good book. While summer generally is a time for fun and relaxation, rising temperatures can also be dangerous if you don’t take the proper precautions. Kids and pets are among the most vulnerable during these summer months, so HIG wants to remind you to follow these summer heat safety tips that will keep your family safe. Kids Summer Heat Safety Children’s body temperatures

Business Insurance: Answers To Frequently Asked Questions Many Business Owners Have

Here at HIG, we’ve been helping local businesses in Fall River, Somerset, and along the South Coast of Massachusetts and Rhode Island with their business insurance needs for more than 100 years. Over the course of that time, we’ve seen how the business world has changed, and have worked to make sure our insurance offerings evolve with it. We sat down with HIG partner Chris Hadley to go over some of the biggest risks and questions that business owners today have. Read along to learn more about what your business needs to be fully protected. Q. What are some business

7 Types of Insurance Every Small Business Needs

When you’re a small business owner, there are a million and one things you have to worry about everyday. Having the right kind of insurance can ease some of those worries while protecting you from mishaps ranging from employee injury to fire. Here are seven types of insurance that every business owner should have. General Liability Insurance Regardless of what kind of business you are, you should definitely have General Liability Insurance. It will protect you, your employees, and your business against expenses related to bodily injury or property damage and covers things like legal costs and medical bills. Worker’s

What To Do If A Pipe Bursts

You thought you took the necessary steps to protect your home from freezing temperatures, but now you’re dealing with a burst pipe. What should you do? First of all, stay calm. Then, follow these steps. Shut off your water and potentially your electricity If a pipe bursts in your home, the first thing you should do is turn off your water to minimize flooding damage. Every homeowner should know where the main water valve is. Find it and shut it off immediately! If necessary, you should also turn off electricity to the areas of your home where the flooding is

How to Reinforce Your Home to Resist Flood Damage

Along the South Coast of Massachusetts and Rhode Island, there is a high potential for flooding as a result of increasingly violent storms. High winds, downbursts, and fast-moving water are just a few examples of forces that increase the risk of water damage inside your home. Even with our close proximity to the water along the coast, most people don’t realize that flood insurance is not covered in your a homeowners insurance policy. Here at HIG Insurance, we’ve worked to protect homeowners from flood damage for more than 100 years. The first step to protect your coastal home is to

5 Tips for a Safe and Happy Holiday

The holiday season in New England is a beautiful and festive time of year. From Christmas trees to holiday lights to family gatherings, you’ll always notice more smiles around the holidays! But there are also some safety hazards that come with food, travel, and trimmings. Decorate safely and keep your holidays merry and bright with these five holiday safety tips. Avoid The Gift of Food Poisoning Few things can mar a festive family dinner more than a bout of food poisoning! Keep your cooking top notch with these guidelines from U.S. Department of Health and Food Services: Do not wash

Everything You Need To Know About Ice Dams

Ice dams are a very real problem that you will most likely face if you own a home in Massachusetts. While ice can be lovely for skating, it can quickly ruin your home if you don’t take the proper precautions. Luckily, we know all about ice dams! Follow our suggestions and you can rest easy knowing that even if we see a repeat of last year’s winter, you won’t have to worry about ice dams ruining your home. What’s An Ice Dam? Great question! An ice dam occurs when water from melting snow runs down your roof then refreezes, causing

The Basics of Fire Prevention: National Fire Prevention Month

October is National Fire Prevention Month! Is your home protected? Most everyone has some semblance of fire prevention in their home, even if it is just a few fire alarms with aging batteries. While “stop-drop-and-roll” may be all you needed to know as a child, as an adult it’s time to step up your game. Fortunately, we’ve compiled everything you need to know about effective fire prevention in this article—complete with a few tips from our very own Paul Burke, who spent 35 years as a firefighter! Fire Alarms: Location, Location, Location A working fire alarm is the crux of

How To Protect Your Car And Home From Hail

Severe weather can strike at any time–as we saw a few weeks ago when golf ball sized hail took Massachusetts by storm in the middle of summer. If you’ve experienced a hailstorm you know that these small balls of ice are much more dangerous than they look. The rare form of precipitation is also the most dangerous, and even small sized hail can cause substantial damage to the unprepared car or home. The average hailstorm lasts about five minutes, but according to reports by the National Weather Service, hail causes upwards of a billion dollars worth of damage every year.

5 Reasons You Need Rental Insurance

The adage “safety is priceless” is rarely more apt than when it’s used to describe rental insurance. A lot of times it takes a loss before you realize that while rental insurance in Fall River or the surrounding communities isn’t always mandatory, it is always necessary. Many Fall River residents learned this the hard way after a devastating winter of intense snowfall left many apartments flooded due to ice dams and their belongings damaged. If you are getting ready to move into a new apartment and don’t have rental insurance, here are five reasons getting a quote is the right