Business Liability Insurance
The most experienced business liability insurance advisors in the South Coast of MA & RI
While our current team of insurance professionals was, of course, not around to see it, HIG’s founders were offering quality insurance to business owners as far back as 1912. Without question, today’s business world and the one we operated in a century ago are dramatically different. However, back then, the businesses that HIG was insuring – the textile mills, manufacturing plants, retailers and entrepreneurs of the South Coast of MA and RI – were still seeking the same thing that business owners like you require today; quality business liability insurance and peace of mind that your investment is protected from risks.
Things may not have been as fancy, fast-paced, or technologically advanced 100 years ago, but it was just as risky for a business owner. Just like today, one catastrophic event, like a fire, and these businesses could literally go up in smoke. However, in its earliest form, business insurance was pretty straightforward. Business owners primarily needed protection from a loss of any of their valuable assets due to an unexpected event. Thus, for as long as we have been in business, it’s always been smart to ensure that your company has Business Property Insurance.
Today, as you are certainly very familiar with, our economic system has become much more complex and specialized. Thus, the kinds of insurance associated with doing business have necessarily become more complex and specialized, too. With the onset of corporate scandals, cyber threats, product recalls, a 24/7 global economy, and lawsuits, the needs of businesses to protect themselves has greatly evolved and expanded. No longer is it wise to rely on just a property insurance policy to safeguard your investment. Instead, it’s critical for almost every type of business, large or small, to have a solid portfolio of liability insurance coverage as well, starting with Commercial General Liability Insurance, Professional Liability Insurance, and Excess Liability Insurance.
Determining what liability insurance coverages you need is the first step in protecting your business. As the business insurance experts for the South Coast of MA and RI, the HIG team will provide you with an upfront risk assessment that uncovers any gaps and unnecessary exposures in your current liability insurance policies. Then, we will thoughtfully and thoroughly outline the cost-effective, customized solution that we feel is best to shield your business from its specific risks and potential related losses.
HIG has a long, proud history of being in the insurance industry, but that doesn’t mean we live in the past. On the contrary, we continue to be the area’s top liability insurance advisor for businesses like yours, including:
- Artisans & Contractors
- Technology Companies
- Financial Services
- Health Care Providers
- Professional Service Providers
- Not-For-Profit Organizations
- And more…
For decades, clients have trusted in our guidance and advice because we are constantly monitoring the ever-changing business environment and ensuring that we are providing businesses with the optimal coverage options for any possible threats. In addition, we continuously evaluate the marketplace for the most competitive prices and benefits from the top-quality companies we represent.
Contact us today for a complimentary review of your current business liability insurance policies or to get a free quote on a new policy. We will gladly answer all your questions and concerns with the straightforward answers and advice that have been appreciated by business owners for generations.
Set up a meeting with one of our insurance advisors to find out what business liability insurance coverages may be right for you including:
- Commercial General Liability
- Professional Liability
- Employment Practices Liability
- Commercial Umbrella Liability
- Cyber Liability
- Pollution Liability
- Directors and Officers Liability
- Fiduciary Liability
- Liquor Liability
- Employee Benefits Liability
- Event Liability