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Author Archives for ‘HIG Staff’

About HIG Staff

2018 Insurance Resolutions

Every year when the clock strikes midnight and the new year begins, people vow to make changes. New year’s resolutions range from getting healthy, to spending more time with family, to saving money — all great goals to set! But you might be forgetting to include some other important intentions. Here at HIG, we want to make sure you start off 2018 right by being properly insured, which is why we’re offering a few insurance resolutions to accomplish this year. Review & Adjust Your Policies A lot can happen in a year, making now a great time to review your

5 Tips to Winterize Your Home in New England

Winter’s arrival is no surprise to New Englanders, yet many of us still aren’t fully prepared for its return. If you put in the time now to get your home ready for cold winter weather, however, you can worry less later. Here are some big things you should take care of now to winterize your home in New England and ensure a cozy and safe winter.

Accident Forgiveness in Massachusetts

Do you sometimes wish you had a rewind button? We’ve all had those mornings where we’re rushing to get to work and finishing our breakfast in the car. Sometimes you get there just fine, and sometimes you end up with coffee stains down your shirt. But what if suddenly the worst were to happen — in the flash of a second you’ve gotten into an accident.

Flood Insurance in Massachusetts – A Q&A with Insurance Broker Paul Burke

Living along the coast means beautiful views of the ocean and the wonderful smell of salt in the air. However, the closer you live to the water, the higher your risk of flooding becomes. In the wake of recent natural disasters like Hurricanes Harvey, Irma, Jose and Maria, HIG wants homeowners to understand the importance of having flood insurance in Massachusetts and Rhode Island, especially considering that 80% of homeowners affected by Hurricane Harvey, unfortunately, did not have flood insurance. We sat down with insurance agent and HIG partner, Paul Burke, to answer homeowners’ most common questions about flood insurance.

Tips To Make Your Workplace Safer and Healthier

As a small business owner and employer, you have a responsibility to your employees to ensure their health and safety in the workplace. Whether your employment involves operating heavy machinery or typing away at a computer all day, there are always risks. Here at HIG, we want to protect your business and it’s employees, which is why we’re offering tips to maintain a safe and healthy work environment.

Summer Heat Safety Tips That Will Protect Your Kids & Pets!

When the sun is in the sky and the weather is heating up in Fall River and the South Coast, most people think of fun days at the beach splashing in the water or relaxing with a good book. While summer generally is a time for fun and relaxation, rising temperatures can also be dangerous if you don’t take the proper precautions. Kids and pets are among the most vulnerable during these summer months, so HIG wants to remind you to follow these summer heat safety tips that will keep your family safe. Kids Summer Heat Safety Children’s body temperatures

Insurance for Coastal Homes Q&A with Paul Burke

Now that the weather is finally warming up, there’s no denying that the South Coast of Massachusetts and Rhode Island is a great place to live — especially when you consider the beautiful beaches and scenery, fresh seafood, and sense of community found along the coast. Coastal homeowners also enjoy a boost as their home values increase, with many waterfront homes doubling in value over the last 20 years, according to a recent Zillow study. As home values increase, however, so do the costs of insuring these beautiful properties. Luckily, your HIG insurance agent is here to help. While we can’t

Business Insurance: Answers To Frequently Asked Questions Many Business Owners Have

Here at HIG, we’ve been helping local businesses in Fall River, Somerset, and along the South Coast of Massachusetts and Rhode Island with their business insurance needs for more than 100 years. Over the course of that time, we’ve seen how the business world has changed, and have worked to make sure our insurance offerings evolve with it. We sat down with HIG partner Chris Hadley to go over some of the biggest risks and questions that business owners today have. Read along to learn more about what your business needs to be fully protected. Q. What are some business

car insurance rates

HIG’s Guide To: Changing Car Insurance Rates

You’ve probably seen it in the news, but car insurance rates are on the rise, with all signs pointing to technology as the main culprit. In today’s highly connected world, cars are becoming more advanced with new safety features and technology. While these changes were intended to make cars safer, they also make it more expensive to repair a car when it is involved in an accident. Hence, the increase in car insurance rates in Massachusetts, even for drivers who have not been involved in a recent crash. Here at HIG, we are breaking down why car insurance rates are

Tips To End Distracted Driving

All it takes is four seconds to change the radio station, sip your coffee, check your makeup in the rearview mirror, read a text — or get into an accident. Did you know that taking your eyes off the road for four seconds while going 55 mph is the equivalent of driving the length of a football field blindfolded? Hard to believe, we know, but what’s even more unsettling is the number of people who drive like this everyday. According to the U.S. Department of Transportation, there are 660,000 distracted drivers on the road at any given time, which many experts